150A Andover Street Suite 2 Danvers, MA 01923

978.777.6554
rcella@ipswichfinancial.com
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Money

One of the keys to a sound financial strategy is spending less than you take in, and then finding a way to put your excess to work. A money management approach involves creating budgets to understand and make decisions about where your money is going. It also involves knowing where you may be able to put your excess cash to work.

The Cost of Procrastination
Featured Video

The Cost of Procrastination

Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time.

Your Cash Flow Statement
Featured Presentation

Your Cash Flow Statement

A presentation about managing money: using it, saving it, and even getting credit.

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Saving for College 101

Saving for College 101

Here’s a crash course on saving for college.

Building a Solid Financial Foundation

Building a Solid Financial Foundation

Sustain financial well-being or create wealth through these actions.

Surprise! You’ve Got Money!

Surprise! You’ve Got Money!

Here’s a quick guide to checking to see if you have unclaimed money.

  • Articles
  • Calculators
  • Presentations
  • Videos

Buying vs. Leasing a Car

Whatever your relationship with your car, it may eventually come time for a new one. Familiarize yourself with your options.

The Economic Journey of Your Morning Coffee

Few contemplate the complex journey that brought their coffee from farm to kitchen table.

Spotting Credit Trouble

The wise use of credit is a critical skill. These 10 questions will help you assess your skill level.

A Penny Saved is Two Pennies Earned

Here are some simple and inexpensive energy-saving tips that may help you save money.

Weighing the Benefits of Prepaid Debit Cards

It's important to understand the pros and cons when considering a prepaid debit card.

The History of Currency

Currency has been around for a long time. Here’s a quick history lesson.

View all articles

Historical Inflation

This calculator shows how inflation over the years has impacted purchasing power.

Paying Off a Credit Card

Enter various payment options and determine how long it may take to pay off a credit card.

What Is My Current Cash Flow?

Assess whether you are running “in the black” or “in the red” each month.

View all calculators

Your Cash Flow Statement

A presentation about managing money: using it, saving it, and even getting credit.

View all presentations

Saving for College 101

Here’s a crash course on saving for college.

The Cost of Procrastination

Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time.

Once Upon a Goal

Do you know how to set up your financial goals for success? This knight does.

The Latte Lie and Other Myths

Check out this video to begin separating fact from fiction.

Keeping Up with the Joneses

Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?

Surprise! You’ve Got Money!

Here’s a quick guide to checking to see if you have unclaimed money.

View all videos

  • Articles

    Strategies For Managing Student Loan Debt

    Five strategies for managing your student debt.

    Budgeting After a Divorce

    Divorce is the second most stressful time in a person's life. Here's some tips to get through it.

    The Half Million Dollar Baby

    The true cost of raising a child may be far more than you expect.

    The Five Basics of Financial Literacy

    How literate are you when it comes to your finances? Brush up with these five basics.

    Weighing the Benefits of Prepaid Debit Cards

    It's important to understand the pros and cons when considering a prepaid debit card.

    The Economic Journey of Your Morning Coffee

    Few contemplate the complex journey that brought their coffee from farm to kitchen table.

    View all articles

  • Calculators

    Historical Inflation

    This calculator shows how inflation over the years has impacted purchasing power.

    What Is My Current Cash Flow?

    Assess whether you are running “in the black” or “in the red” each month.

    Paying Off a Credit Card

    Enter various payment options and determine how long it may take to pay off a credit card.

    View all calculators

  • Presentations

    Your Cash Flow Statement

    A presentation about managing money: using it, saving it, and even getting credit.

    View all presentations

  • Videos

    Surprise! You’ve Got Money!

    Here’s a quick guide to checking to see if you have unclaimed money.

    The Latte Lie and Other Myths

    Check out this video to begin separating fact from fiction.

    Saving for College 101

    Here’s a crash course on saving for college.

    The Cost of Procrastination

    Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time.

    Once Upon a Goal

    Do you know how to set up your financial goals for success? This knight does.

    The Power of Compound Interest

    Learn how to harness the power of compound interest for your investments.

    View all videos

Contact

Office: 978.777.6554

Fax: 978.777.6560

150A Andover Street

Suite 2

Danvers, MA 01923

Series 6, 7, 24, 26, 63, 66

rcella@ipswichfinancial.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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Securities and investment advice offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC. Ipswich Bay Advisors and LPL Financial are separate entities.  

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