The wealth management philosophy of Richard Cella III and our team centers on a comprehensive approach to long-range planning and customized investment services. With over 30 years of investment and financial planning experience, we have collaborated with many, hard-working professionals, business owners and families.
We seek to help moderate our conservative investors who want to live well and preserve wealth through careful private-asset management, retirement and tax planning strategies as well as estate and long-term care planning. We can help you coordinate your goals and objectives into a well-devised financial plan from learning and understanding every facet of your financial situation and managing your wealth according to your personal investment strategy.
*There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. All investing involves risk including the possible loss or principle. No strategy assures or protects against loss. Ed Slott is not affiliated with LPL Financial, Ipswich Bay Advisors or Naples Bay Wealth Management.
Complete fee disclosure and transparency in all financial matters
Our continued commitment to communication and education with clients and the industry
Our ability to remain independent.
Combining integrity, innovation and expertise in our highly-responsive and proactive personal client relationships
The foundation of our relationship is a precise, disciplined approach to successful long-term investing. We combine investment strategies with the agility needed to take advantage of timely opportunities.
We possess a wide range of financial planning experience. Whether your needs relate to retirement, education, or another financial purpose, we specialize in developing a customized plan appropriate for your situation. We work to achieve a thorough understanding of your investment goals and establish a comfortable risk level by listening carefully, asking the right questions, and consulting with other professional advisors when needed. We analyze your current financial situation and use these findings to prepare a personalized investment policy that details your big picture. This plan becomes our blueprint for addressing your goals.
We then monitor portfolio performance while consistently checking to help ensure that your assets are appropriately positioned. This allows us to decide if reallocation and proper rebalancing of these positions is needed. We communicate with you regularly, providing performance reporting and recommendations as they present themselves.
We invest in comprehensive investment and financial planning resources and systems to ensure we have the latest financial and economic information at our fingertips including: Morningstar, eMoney and Nasdaq Dorsey Wright.
We also will work synergistically with your other financial or legal professionals to help ensure your needs are being properly managed. When situations arise and outside specialists are needed, we will work with your professionals or recommend one of our own. We have partnered with several other professional firms and consultants to help you with estate planning strategies, insurance and other services.
You are under no obligation to use the services of any of our strategic partners, and may choose any qualified professional to provide ( tax, CPA, legal, mortgage, etc. ) services. Any strategic partners and their services are not affiliated with LPL Financial, Ipswich Bay Advisors or Naples Bay Wealth Management.
Richard and his team of advisors will design portfolios that offer the opportunity to to work toward achieving market performance results while maintaining below average risk factors (as identified by our investment monitoring and portfolio analyses systems  ).
Our strategy is based on improving cash flow and then investing in long-term assets that may have good earnings potential and a higher degree of a safety buffer. During higher-risk periods in the markets, risk exposure is reduced to help preserve assets. Thus, clients may have more to invest and, theoretically, a chance of meeting their performance expectation on their investments.
All investing involves risk including the possible loss of principal. No strategy assures success or protects against loss.
Long-term relationships that encourage open and honest communication have been the cornerstone of my foundation of success.