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978.777.6554
rcella@ipswichfinancial.com
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Retirement

Where will your retirement money come from? If you’re like most people, qualified-retirement plans, Social Security, personal savings and investments are expected to play a role. Once you have estimated the amount of money you may need for retirement, a sound approach involves taking a close look at your potential retirement-income sources.

Should You Tap Retirement Savings to Fund College?
Featured Video

Should You Tap Retirement Savings to Fund College?

There are three things to consider before dipping into retirement savings to pay for college.

An Inside Look at Retirement Living
Featured Presentation

An Inside Look at Retirement Living

A number of questions and concerns need to be addressed to help you better prepare for retirement living.

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Timing Your Retirement

Timing Your Retirement

This short video illustrates why knowing when to retire can be a crucial part of your strategy.

Social Security: Five Facts You Need to Know

Social Security: Five Facts You Need to Know

Here are five facts about Social Security that are important to keep in mind.

18 Years’ Worth of Days

18 Years’ Worth of Days

The average retirement lasts for 18 years, with many lasting even longer. Will you fill your post-retirement days with purpose?

  • Articles
  • Calculators
  • Presentations
  • Videos

The Cost of Procrastination

Don't let procrastination keep you from pursuing your financial dreams and goals.

5 Benefits of Working in Retirement

Here are 5 reason why you may consider working through retirement.

Starting a Roth IRA for a Teen

This early financial decision could prove helpful over time.

Social Security: Five Facts You Need to Know

Here are five facts about Social Security that are important to keep in mind.

Buying a Vacation Home? 5 Questions to Consider First

You may be considering purchasing a vacation property, this can be an exciting milestone, but there are a few things to consider first.

Is a SEP-IRA Right for Your Business?

For some, the idea of establishing a retirement strategy evokes worries about complicated reporting and administration.

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My Retirement Savings

Estimate how long your retirement savings may last using various monthly cash flow rates.

A Look at Systematic Withdrawals

This calculator may help you estimate how long funds may last given regular withdrawals.

Inflation & Retirement

Estimate how much income may be needed at retirement to maintain your standard of living.

Estimate Your RMD

Help determine the required minimum distribution from an IRA or other qualified retirement plan.

Saving for Retirement

This calculator can help you estimate how much you may need to save for retirement.

Annuity Comparison

This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.

View all calculators

Investment Strategies for Retirement

Investment tools and strategies that can enable you to pursue your retirement goals.

An Inside Look at Retirement Living

A number of questions and concerns need to be addressed to help you better prepare for retirement living.

View all presentations

A Fruitful Retirement: Social Security Benefit

Taking your Social Security benefits at the right time may help maximize your benefit.

Retirement Redefined

Around the country, attitudes about retirement are shifting.

Should You Tap Retirement Savings to Fund College?

There are three things to consider before dipping into retirement savings to pay for college.

Retiring the 4% Rule

A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement.

Perception vs. Reality

There’s an alarming difference between perception and reality for current and future retirees.

Retirement Accounts When You Change Your Job

This video discusses issues related to your retirement accounts when you move on from your job.

View all videos

  • Articles

    A Bucket Plan to Go with Your Bucket List

    Longer, healthier living can put greater stress on retirement assets; the bucket approach may be one answer.

    Retirement Seen Through Your Eyes

    What's your vision of retirement?

    5 Benefits of Working in Retirement

    Here are 5 reason why you may consider working through retirement.

    Find That Lost Retirement Account

    With over 24 million “forgotten” 401(k) accounts, you may be surprised to learn of your unclaimed “found” money.

    The Cost of Procrastination

    Don't let procrastination keep you from pursuing your financial dreams and goals.

    Buying a Vacation Home? 5 Questions to Consider First

    You may be considering purchasing a vacation property, this can be an exciting milestone, but there are a few things to consider first.

    View all articles

  • Calculators

    Saving for Retirement

    This calculator can help you estimate how much you may need to save for retirement.

    My Retirement Savings

    Estimate how long your retirement savings may last using various monthly cash flow rates.

    Estimate Your RMD

    Help determine the required minimum distribution from an IRA or other qualified retirement plan.

    Self-Employed Retirement Plans

    Estimate the maximum contribution amount for a Self-Employed 401(k), SIMPLE IRA, or SEP.

    Annuity Comparison

    This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.

    Roth 401(k) vs. Traditional 401(k)

    This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k).

    View all calculators

  • Presentations

    An Inside Look at Retirement Living

    A number of questions and concerns need to be addressed to help you better prepare for retirement living.

    Investment Strategies for Retirement

    Investment tools and strategies that can enable you to pursue your retirement goals.

    View all presentations

  • Videos

    Should You Tap Retirement Savings to Fund College?

    There are three things to consider before dipping into retirement savings to pay for college.

    Dreaming Up an Active Retirement

    When you retire, how will you treat your next chapter?

    Questions to Consider When Buying a Vacation Home

    Doing your research is key before buying a vacation home.

    Should You Ever Retire?

    A growing number of Americans are pushing back the age at which they plan to retire. Or deciding not to retire at all.

    What You Need to Know About Social Security

    Every so often, you’ll hear about Social Security benefits running out. But is there truth to the fears, or is it all hype?

    Perception vs. Reality

    There’s an alarming difference between perception and reality for current and future retirees.

    View all videos

Contact

Office: 978.777.6554

Fax: 978.777.6560

150A Andover Street

Suite 2

Danvers, MA 01923

Series 6, 7, 24, 26, 63, 66

rcella@ipswichfinancial.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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Copyright 2023 FMG Suite.

Securities and investment advice offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC. Ipswich Bay Advisors and LPL Financial are separate entities.  

Ed Slott is not affiliated with LPL Financial and Ipswich Bay Advisors.